Scottish and Southern Energy – Resilient Communities Fund

Scottish and Southern Energy Power Distribution (SSEPD) are offering grants of up to £20,000 to support community resilience projects in their network areas

The fund has been established to support communities to prepare for future emergency weather events and is particularly focussed on projects which help vulnerable or isolated people living in the SSEPD network area.

The fund will support projects that:

  • Protect the welfare of vulnerable customers during a significant power outage or emergency weather event.
  • Enhance community facilities and services specifically to support the local response in the event of a significant power outage or emergency weather event.
  • Improve communication during an emergency situation, to keep communities informed or aid contact between local groups and response services.

Reaching Communities England

Reaching Communities funding is for projects that help people and communities most in need. Grants are available from £10,000, upwards and funding can last for up to 5 years. If you think you need more than £500,000 you must call them before you apply to discuss why you believe a larger project is appropriate. There is no upper limit for total project costs.

They can fund salaries, running costs, a contribution towards core costs and equipment. They also fund up to £100,000 for land, buildings or refurbishment capital costs.

People’s Postcode Trust – Dream Fund

Provided by: People’s Postcode Trust

Funding is available to give organisations in Scotland, England and Wales the chance to deliver the project they have always dreamed of, but never had the opportunity to bring to life. Projects should fall under one of the following categories: community development, environmental protection, health, human rights, sports, and the prevention of poverty, distress and sickness.

Fundraising

There are numerous ways that communities can raise funds from small events which can be labour intensive but can turn around money quickly, for example lotteries, raffles, fairs, street parties, bazaars, afternoon teas, car boots, street fairs, fetes and sponsored events (swims, walks, pub crawls, etc). Large events can be complex to organise but can generate significant amounts of money, including bike rides, fun runs, dinner dances, gala balls and other fundraising events.

Home equity loans/refinancing

Property owners who have equity within their properties can release this money through extending their current mortgage or taking out a new mortgage.  The money can then be used to fund property level flood resilience measures.

Equity release can be in the form of an additional income, a cash lump sum, or both. The Money Advice Service gives you information on how the different types of equity release scheme work and what you should expect from firms that sell them.

This is quite a quick process, taking only months between making a decision to mortgage or re-mortgage and having flood resilience measures installed.

Reaching Communities Fund

This Big Lottery Fund covers equipment costs, building and engineering works, purchase of land and equipment and legal fees. Community groups must apply for the funds, which are a minimum of £10,000. This fund does not cover routine repairs, maintenance or general improvement to public areas.

Awards for All England (Lottery)

Grants between £300 and £10,000 can be applied for by communities to put on an event, buy equipment, run training courses, set up a pilot project or group, carry out repairs or conservation work, pay volunteer expenses and transport costs. The grant must be used within 1 year.

Community Foundation

This needs to be led by the local community and aims to benefit the whole community. The grant size is variable but is likely to be less than £10,000.

Community Development Finance Institution (CDFI)

This is a loan granting mechanism. Community Development Finance Institutions provide loans where banks have refused credit. Their website lists loan providers who consider individuals, businesses, charities or social enterprises. The level of funding provided depends on individual circumstances. Funds can be released quickly.

CEMEX Community Fund

A community group has to apply for this fund. The project seeking funding must be located within 3 miles of a CEMEX operation and 10 miles of a landfill site. Grants are available for £1,000 to £15,000.

Charitable Trusts

A Charitable Trust can be established with the specific purpose of dealing with and managing contributions for a particular cause or project. The Trust does not procure funds, but it is a mechanism for obtaining, holding and administering funds. Funds can be collected from the community/general public and is administered and allocated by the Trust. The community members will need to set up the Trust, involving substantial time and commitment. The Trust would then need to raise the funds required and long-term involvement would be needed.

Defra Partnership funding

The amount of funding available varies and is dependent on the amount of Grant-in-Aid (GiA) and the level of contributions from other partners. The application process is lengthy (around 18 months) and requires the Lead Local Flood Authority to submit the bid on behalf of the community with their support.

Although it is possible to achieve 100% funding, it is more likely that a lower proportion of money is achieved. The remaining costs should be met by those who would benefit from the project such as residents and businesses.

Insurance

Insurance premiums may be reduced by installing resilience measures to minimise future flood damages. A flood risk mitigation survey can be undertaken to identify which measures could be used and also confirm that any such measures have been installed correctly. The insurance company will probably require confirmation of correct installation. The extent of reduction and involvement varies by insurance company.

Business Improvement District (BID)

Your Local Authority will need to assist you with setting up a Business Improvement District. Money is collected through a levy on business rates in the area. A BID is only valid for 5 years. It can take up to 2 years to set up a BID and has high initial costs (£100,000 to £500,000).

The levy funding can be used to lever further funding, for example, from public bodies. Funding could potentially be put towards a flood scheme to decrease risk to businesses and so improve trading conditions.

Community Infrastructure Levy (CIL)

CIL is a levy which local authorities can attach to new developments. The money can be used for infrastructure including flood defences. District councils will need to set up and charge the levy; however they also have responsibility for deciding what infrastructure the levy is spent on. Funds must be spent within the area from which they were raised.